Current Mortgage Rates for a 125k Home

What are the current mortgage rates for a 125,000 House?
30-Year Average

7.02%

15-Year Average

6.28%

Rates are from Freddie Mac's weekly survey of mortgage lenders across the US (updated: 5/16/2024). Check with a lender to get a complete idea of the mortgage costs. Use the calculator below to estimate monthly payments.
Mortgage Summary
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To get the best rates, compare multiple quotes from local banks and online lenders. A small change in APR can have a big impact on your total costs for a $125000 mortgage.

Get mortgage quotes directly from lenders to confirm your APR. Fees, such as closing costs can vary by lender so it's important to get a few quotes.

Browse the chart below to see monthly and total payments based on interest rate for 15 and 30 year fixed mortgage loans.
Monthly Mortgage Payment Based on Current Rates
Price Down Payment Loan Amount 6.28% (15 Years) 7.02% (30 Years)
125k 6,250 118,750 1,020.13 791.64
125k 12,500 112,500 966.44 749.98
125k 18,750 106,250 912.75 708.31
125k 25,000 100,000 859.06 666.65
125k 31,250 93,750 805.37 624.98
125k 37,500 87,500 751.68 583.32
Monthly Payment Table for a $125,000 Mortgage
Rate 15 Year Mortgage Monthly 15 Year Mortgage Total 30 Year Mortgage Monthly 30 Year Mortgage Total
2% 804.39 144,789.46 462.02 166,328.76
2.5% 833.49 150,027.57 493.90 177,804.40
3% 863.23 155,380.87 527.01 189,721.82
3.5% 893.60 160,848.57 561.31 202,070.11
4% 924.61 166,429.78 596.77 214,836.88
4.5% 956.24 172,123.49 633.36 228,008.39
5% 988.49 177,928.57 671.03 241,569.73
5.5% 1,021.35 183,843.78 709.74 255,505.05
6% 1,054.82 189,867.79 749.44 269,797.74
6.5% 1,088.88 195,999.16 790.09 284,430.61
7% 1,123.54 202,236.36 831.63 299,386.12
7.5% 1,158.77 208,577.78 874.02 314,646.53
8% 1,194.57 215,021.72 917.21 330,194.06