Current Mortgage Rates for a 169k Home

What are the current mortgage rates for a 169,000 House?

30-Year Average

6.19%

15-Year Average

5.44%

Rates are from Freddie Mac's weekly survey of mortgage lenders across the US (updated: 12/4/2025). Check with a lender to get a complete idea of the mortgage costs. Use the calculator below to estimate monthly payments.

Mortgage Summary

Purchase Price

Down Payment

Interest Rate

Term

years

To get the best rates, compare multiple quotes from local banks and online lenders. A small change in APR can have a big impact on your total costs for a $169000 mortgage.

Get mortgage quotes directly from lenders to confirm your APR. Fees, such as closing costs can vary by lender so it's important to get a few quotes.

Browse the chart below to see monthly and total payments based on interest rate for 15 and 30 year fixed mortgage loans.

Monthly Mortgage Payment Based on Current Rates
Price	Down Payment	Loan Amount	5.44% (15 Years)	6.19% (30 Years)
169k	8,450	160,550	1,306.72	982.28
169k	16,900	152,100	1,237.95	930.58
169k	25,350	143,650	1,169.17	878.88
169k	33,800	135,200	1,100.40	827.18
169k	42,250	126,750	1,031.62	775.48
169k	50,700	118,300	962.85	723.78

Monthly Payment Table for a $169,000 Mortgage

Rate	15 Year Mortgage Monthly	15 Year Mortgage Total	30 Year Mortgage Monthly	30 Year Mortgage Total
2%	1,087.53	195,755.35	624.66	224,876.49
2.5%	1,126.87	202,837.28	667.75	240,391.55
3%	1,167.08	210,074.93	712.51	256,503.89
3.5%	1,208.15	217,467.27	758.89	273,198.79
4%	1,250.07	225,013.07	806.83	290,459.47
4.5%	1,292.84	232,710.96	856.30	308,267.34
5%	1,336.44	240,559.42	907.23	326,602.28
5.5%	1,380.87	248,556.79	959.56	345,442.83
6%	1,426.12	256,701.25	1,013.24	364,766.54
6.5%	1,472.17	264,990.86	1,068.19	384,550.19
7%	1,519.02	273,423.56	1,124.36	404,770.04
7.5%	1,566.65	281,997.16	1,181.67	425,402.11
8%	1,615.05	290,709.36	1,240.06	446,422.37