Current Mortgage Rates for a 346k Home

What are the current mortgage rates for a 346,000 House?
30-Year Average

6.90%

15-Year Average

6.29%

Rates are from Freddie Mac's weekly survey of mortgage lenders across the US (updated: 2/22/2024). Check with a lender to get a complete idea of the mortgage costs. Use the calculator below to estimate monthly payments.
Mortgage Summary
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To get the best rates, compare multiple quotes from local banks and online lenders. A small change in APR can have a big impact on your total costs for a $346000 mortgage.

Get mortgage quotes directly from lenders to confirm your APR. Fees, such as closing costs can vary by lender so it's important to get a few quotes.

Browse the chart below to see monthly and total payments based on interest rate for 15 and 30 year fixed mortgage loans.
Monthly Mortgage Payment Based on Current Rates
Price Down Payment Loan Amount 6.29% (15 Years) 6.90% (30 Years)
346k 17,300 328,700 2,825.52 2,164.82
346k 34,600 311,400 2,676.81 2,050.88
346k 51,900 294,100 2,528.10 1,936.94
346k 69,200 276,800 2,379.39 1,823.01
346k 86,500 259,500 2,230.67 1,709.07
346k 103,800 242,200 2,081.96 1,595.13
Monthly Payment Table for a $346,000 Mortgage
Rate 15 Year Mortgage Monthly 15 Year Mortgage Total 30 Year Mortgage Monthly 30 Year Mortgage Total
2% 2,226.54 400,777.22 1,278.88 460,398.02
2.5% 2,307.09 415,276.32 1,367.12 492,162.59
3% 2,389.41 430,094.25 1,458.75 525,149.98
3.5% 2,473.49 445,228.85 1,553.69 559,330.06
4% 2,559.32 460,677.64 1,651.86 594,668.49
4.5% 2,646.88 476,437.82 1,753.13 631,127.22
5% 2,736.15 492,506.27 1,857.40 668,665.01
5.5% 2,827.11 508,879.58 1,964.55 707,237.98
6% 2,919.74 525,554.03 2,074.44 746,800.13
6.5% 3,014.03 542,525.67 2,186.96 787,303.93
7% 3,109.95 559,790.25 2,301.95 828,700.79
7.5% 3,207.46 577,343.30 2,419.28 870,941.59
8% 3,306.56 595,180.12 2,538.83 913,977.15