Current Mortgage Rates for a 380k Home

What are the current mortgage rates for a 380,000 House?
30-Year Average

6.87%

15-Year Average

6.13%

Rates are from Freddie Mac's weekly survey of mortgage lenders across the US (updated: 6/20/2024). Check with a lender to get a complete idea of the mortgage costs. Use the calculator below to estimate monthly payments.
Mortgage Summary
$
$
%
years
To get the best rates, compare multiple quotes from local banks and online lenders. A small change in APR can have a big impact on your total costs for a $380000 mortgage.

Get mortgage quotes directly from lenders to confirm your APR. Fees, such as closing costs can vary by lender so it's important to get a few quotes.

Browse the chart below to see monthly and total payments based on interest rate for 15 and 30 year fixed mortgage loans.
Monthly Mortgage Payment Based on Current Rates
Price Down Payment Loan Amount 6.13% (15 Years) 6.87% (30 Years)
380k 19,000 361,000 3,071.74 2,370.31
380k 38,000 342,000 2,910.07 2,245.55
380k 57,000 323,000 2,748.40 2,120.80
380k 76,000 304,000 2,586.72 1,996.05
380k 95,000 285,000 2,425.05 1,871.30
380k 114,000 266,000 2,263.38 1,746.54
Monthly Payment Table for a $380,000 Mortgage
Rate 15 Year Mortgage Monthly 15 Year Mortgage Total 30 Year Mortgage Monthly 30 Year Mortgage Total
2% 2,445.33 440,159.95 1,404.55 505,639.44
2.5% 2,533.80 456,083.82 1,501.46 540,525.39
3% 2,624.21 472,357.84 1,602.10 576,754.32
3.5% 2,716.55 488,979.66 1,706.37 614,293.13
4% 2,810.81 505,946.54 1,814.18 653,104.12
4.5% 2,906.97 523,255.41 1,925.40 693,145.50
5% 3,005.02 540,902.84 2,039.92 734,371.98
5.5% 3,104.92 558,885.08 2,157.60 776,735.35
6% 3,206.66 577,198.07 2,278.29 820,185.12
6.5% 3,310.21 595,837.44 2,401.86 864,669.06
7% 3,415.55 614,798.54 2,528.15 910,133.81
7.5% 3,522.65 634,076.45 2,657.02 956,525.45
8% 3,631.48 653,666.03 2,788.31 1,003,789.94