Current Mortgage Rates for a 563k Home

What are the current mortgage rates for a 563,000 House?

30-Year Average

6.12%

15-Year Average

5.25%

Rates are from Freddie Mac's weekly survey of mortgage lenders across the US (updated: 10/3/2024). Check with a lender to get a complete idea of the mortgage costs. Use the calculator below to estimate monthly payments.

Mortgage Summary

Purchase Price

Down Payment

Interest Rate

Term

years

To get the best rates, compare multiple quotes from local banks and online lenders. A small change in APR can have a big impact on your total costs for a $563000 mortgage.

Get mortgage quotes directly from lenders to confirm your APR. Fees, such as closing costs can vary by lender so it's important to get a few quotes.

Browse the chart below to see monthly and total payments based on interest rate for 15 and 30 year fixed mortgage loans.

Monthly Mortgage Payment Based on Current Rates
Price	Down Payment	Loan Amount	5.25% (15 Years)	6.12% (30 Years)
563k	28,150	534,850	4,299.54	3,248.08
563k	56,300	506,700	4,073.25	3,077.12
563k	84,450	478,550	3,846.96	2,906.17
563k	112,600	450,400	3,620.67	2,735.22
563k	140,750	422,250	3,394.37	2,564.27
563k	168,900	394,100	3,168.08	2,393.32

Monthly Payment Table for a $563,000 Mortgage

Rate	15 Year Mortgage Monthly	15 Year Mortgage Total	30 Year Mortgage Monthly	30 Year Mortgage Total
2%	3,622.95	652,131.72	2,080.96	749,144.75
2.5%	3,754.02	675,724.18	2,224.53	800,831.04
3%	3,887.97	699,835.43	2,373.63	854,507.06
3.5%	4,024.79	724,461.97	2,528.12	910,123.77
4%	4,164.44	749,599.74	2,687.85	967,625.32
4.5%	4,306.91	775,244.20	2,852.64	1,026,949.79
5%	4,452.17	801,390.26	3,022.31	1,088,030.07
5.5%	4,600.18	828,032.37	3,196.65	1,150,794.75
6%	4,750.91	855,164.51	3,375.47	1,215,169.00
6.5%	4,904.33	882,780.20	3,558.54	1,281,075.47
7%	5,060.40	910,872.57	3,745.65	1,348,435.10
7.5%	5,219.08	939,434.33	3,936.58	1,417,167.97
8%	5,380.32	968,457.82	4,131.09	1,487,194.04