Create an amortization table for a 3.92 APR mortgage.
Browse the amortization table below or download a PDF above, including either the monthly or annual payment data. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount.
Is a 3.92 APR good? Current rates for a 30 year fixed mortgage this past week have been about 6.81%. 15 year mortgages were about 6.10%.
Be sure to get multiple quotes when applying for a mortgage. A small difference in fees or APR can have a large impact on your total costs paid. Most people opt for a 30 year fixed mortgage, but an ARM (adjustable rate mortgage) can be a good option in some cases. Popular loans include the 3 Year ARM, 5 Year ARM, and 7 Year ARM. Some people also consider a shorter length fixed term such as the 15 year fixed mortgage.