Current Mortgage Rates for a 540k Home

What are the current mortgage rates for a 540,000 House?
30-Year Average

6.87%

15-Year Average

6.13%

Rates are from Freddie Mac's weekly survey of mortgage lenders across the US (updated: 6/20/2024). Check with a lender to get a complete idea of the mortgage costs. Use the calculator below to estimate monthly payments.
Mortgage Summary
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To get the best rates, compare multiple quotes from local banks and online lenders. A small change in APR can have a big impact on your total costs for a $540000 mortgage.

Get mortgage quotes directly from lenders to confirm your APR. Fees, such as closing costs can vary by lender so it's important to get a few quotes.

Browse the chart below to see monthly and total payments based on interest rate for 15 and 30 year fixed mortgage loans.
Monthly Mortgage Payment Based on Current Rates
Price Down Payment Loan Amount 6.13% (15 Years) 6.87% (30 Years)
540k 27,000 513,000 4,365.10 3,368.33
540k 54,000 486,000 4,135.36 3,191.05
540k 81,000 459,000 3,905.61 3,013.77
540k 108,000 432,000 3,675.87 2,836.49
540k 135,000 405,000 3,446.13 2,659.21
540k 162,000 378,000 3,216.39 2,481.93
Monthly Payment Table for a $540,000 Mortgage
Rate 15 Year Mortgage Monthly 15 Year Mortgage Total 30 Year Mortgage Monthly 30 Year Mortgage Total
2% 3,474.95 625,490.46 1,995.95 718,540.25
2.5% 3,600.66 648,119.11 2,133.65 768,115.03
3% 3,729.14 671,245.35 2,276.66 819,598.24
3.5% 3,860.37 694,865.83 2,424.84 872,942.87
4% 3,994.31 718,976.66 2,578.04 928,095.33
4.5% 4,130.96 743,573.48 2,736.10 984,996.24
5% 4,270.29 768,651.41 2,898.84 1,043,581.24
5.5% 4,412.25 794,205.12 3,066.06 1,103,781.82
6% 4,556.83 820,228.84 3,237.57 1,165,526.22
6.5% 4,703.98 846,716.36 3,413.17 1,228,740.24
7% 4,853.67 873,661.08 3,592.63 1,293,348.05
7.5% 5,005.87 901,056.01 3,775.76 1,359,273.00
8% 5,160.52 928,893.83 3,962.33 1,426,438.33